Mainnet → MATIC

Swap XRP to USDC

Exchange XRP from XRP Ledger into USDC on Polygon PoS. The provider waits for the XRP deposit before arranging the USDC payout on the destination network. Track those as separate transactions rather than using a sending-chain confirmation as proof of receipt.

Ripple (Mainnet) to USDC (Polygon)

You send: Ripple (Mainnet)XRP · Mainnet
You receive: USDC (Polygon)USDC · MATIC

Enter your amount to check live availability for XRP on Mainnet → USDC on MATIC. A provider quote is required before you can create a swap.

Address and network checks

Use the order’s XRP Ledger deposit address for XRP, and your own Polygon PoS receiving address for USDC. Keep the refund address on XRP Ledger; the payout address is not automatically a valid refund destination.

Sending XRP

Choose XRP Ledger using the Mainnet option shown in this directory. Follow the selected provider’s exact deposit instructions before sending. Copy the destination tag supplied by your receiving platform. The address alone may identify the platform’s shared account without identifying your individual deposit. Copy any memo or extra ID included with the provider’s deposit address.

For a standard self-custody transfer on XRP Ledger, allow for network fees in XRP in addition to the amount you send. Wallet sponsorship and exchange withdrawal charges can differ; check the sending wallet’s final fee.

Receiving USDC

The provider’s MATIC label identifies Polygon PoS for this entry. The network’s gas asset is POL; do not select Ethereum or Polygon zkEVM instead. Confirm the destination supports the exact USDC version returned by the provider. In particular, do not assume USDC, USDC.e and Binance-Peg representations are interchangeable. This listed USDC/MATIC option has no separate memo field. If your destination requires additional instructions that this form cannot supply, choose another compatible destination before creating an order.

Refund address for this pair

Enter a refund address that accepts XRP on Mainnet. This listed asset has an extra-ID field; include the refund memo or extra ID, or explicitly enter 0 when your wallet requires none.

Swap the other direction: USDC to XRP

CROSS-CHAIN EXCHANGE

Make your move

Wallet to wallet

Provider privacy rating

ⓘ

You sendMainnet

Min. 3.829295 · Max. 1,196,654.38764674Ripple (Mainnet)

You receiveMATIC

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Connecting to providers…USDC (Polygon)

Recipient address USDC

Timing depends on the pair and provider ↗

INDEPENDENT EXCHANGE PROVIDERSConnecting…

SENDING ASSET

XRP on XRP Ledger

XRP is the native asset of the XRP Ledger. Custodial services often use destination tags to identify a customer within a shared receiving account.

Read the XRP network guide →

RECEIVING ASSET

USDC on Polygon PoS

USDC is Circle’s dollar-referenced stablecoin. Native USDC and bridged representations can coexist, so a familiar ticker alone is not enough to identify a deposit asset.

Read the USDC network guide →

About this XRP / USDC route

Can I swap XRP on Mainnet to USDC on MATIC?

Both assets are listed in our coin directory. Enter your amount to request a live quote for this exact direction and network combination. A swap can proceed only when a provider returns a usable quote; liquidity, limits and rate types can change.

Which network fee applies when sending XRP?

What should I check before receiving USDC on Polygon PoS?

Confirm the destination supports the exact USDC version returned by the provider. In particular, do not assume USDC, USDC.e and Binance-Peg representations are interchangeable. This listed USDC/MATIC option has no separate memo field. If your destination requires additional instructions that this form cannot supply, choose another compatible destination before creating an order.

How much USDC will I get for XRP?

Enter your XRP amount to see an approximate receive amount. Click Find the best route to compare providers. Floating rates can change before conversion; fixed quotes follow the selected provider’s terms.

Does a confirmed XRP deposit mean my USDC has arrived?

No. Deposit confirmation on XRP Ledger, provider processing and payout on Polygon PoS are separate steps. Use Track swap to see the order status, then check the USDC balance on the receiving network. A live quote or historical route check does not guarantee completion time.