MATIC → Mainnet

Swap USDC to XRP

Exchange USDC from Polygon PoS into XRP on XRP Ledger. The provider waits for the USDC deposit before arranging the XRP payout on the destination network. Track those as separate transactions rather than using a sending-chain confirmation as proof of receipt.

USDC (Polygon) to Ripple (Mainnet)

You send: USDC (Polygon)USDC · MATIC
You receive: Ripple (Mainnet)XRP · Mainnet

Enter your amount to check live availability for USDC on MATIC → XRP on Mainnet. A provider quote is required before you can create a swap.

Address and network checks

Use the order’s Polygon PoS deposit address for USDC, and your own XRP Ledger receiving address for XRP. Keep the refund address on Polygon PoS; the payout address is not automatically a valid refund destination.

Sending USDC

The provider’s MATIC label identifies Polygon PoS for this entry. The network’s gas asset is POL; do not select Ethereum or Polygon zkEVM instead. Confirm the destination supports the exact USDC version returned by the provider. In particular, do not assume USDC, USDC.e and Binance-Peg representations are interchangeable.

For a standard self-custody transfer on Polygon PoS, allow for network fees in POL, separately from your USDC balance. Wallet sponsorship and exchange withdrawal charges can differ; check the sending wallet’s final fee.

Receiving XRP

Choose XRP Ledger using the Mainnet option shown in this directory. Follow the selected provider’s exact deposit instructions before sending. Copy the destination tag supplied by your receiving platform. The address alone may identify the platform’s shared account without identifying your individual deposit. This listed XRP/Mainnet option is marked for an extra ID by the provider directory. Enter the receiving service’s required destination tag. Use 0 only if your receiving wallet requires none. This flag does not mean every XRP Ledger wallet requires a memo.

Refund address for this pair

Enter a refund address that accepts USDC on MATIC. The refund is sent in USDC on MATIC; verify that your refund wallet supports this exact asset and network.

Swap the other direction: XRP to USDC

CROSS-CHAIN EXCHANGE

Make your move

Wallet to wallet

Provider privacy rating

ⓘ

You sendMATIC

Min. 5.2118 · Max. 1,628,687.35241494USDC (Polygon)

You receiveMainnet

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Connecting to providers…Ripple (Mainnet)

Recipient address XRP

Timing depends on the pair and provider ↗

INDEPENDENT EXCHANGE PROVIDERSConnecting…

SENDING ASSET

USDC on Polygon PoS

USDC is Circle’s dollar-referenced stablecoin. Native USDC and bridged representations can coexist, so a familiar ticker alone is not enough to identify a deposit asset.

Read the USDC network guide →

RECEIVING ASSET

XRP on XRP Ledger

XRP is the native asset of the XRP Ledger. Custodial services often use destination tags to identify a customer within a shared receiving account.

Read the XRP network guide →

About this USDC / XRP route

Can I swap USDC on MATIC to XRP on Mainnet?

Both assets are listed in our coin directory. Enter your amount to request a live quote for this exact direction and network combination. A swap can proceed only when a provider returns a usable quote; liquidity, limits and rate types can change.

Which network fee applies when sending USDC?

What should I check before receiving XRP on XRP Ledger?

Copy the destination tag supplied by your receiving platform. The address alone may identify the platform’s shared account without identifying your individual deposit. This listed XRP/Mainnet option is marked for an extra ID by the provider directory. Enter the receiving service’s required destination tag. Use 0 only if your receiving wallet requires none. This flag does not mean every XRP Ledger wallet requires a memo.

How much XRP will I get for USDC?

Enter your USDC amount to see an approximate receive amount. Click Find the best route to compare providers. Floating rates can change before conversion; fixed quotes follow the selected provider’s terms.

Does a confirmed USDC deposit mean my XRP has arrived?

No. Deposit confirmation on Polygon PoS, provider processing and payout on XRP Ledger are separate steps. Use Track swap to see the order status, then check the XRP balance on the receiving network. A live quote or historical route check does not guarantee completion time.