Mainnet → ERC20

Swap XRP to PYUSD

Exchange XRP from XRP Ledger into PYUSD on Ethereum. The provider waits for the XRP deposit before arranging the PYUSD payout on the destination network. Track those as separate transactions rather than using a sending-chain confirmation as proof of receipt.

Ripple (Mainnet) to PayPal USD (ERC20)

You send: Ripple (Mainnet)XRP · Mainnet
You receive: PayPal USD (ERC20)PYUSD · ERC20

Enter your amount to check live availability for XRP on Mainnet → PYUSD on ERC20. A provider quote is required before you can create a swap.

Address and network checks

Use the order’s XRP Ledger deposit address for XRP, and your own Ethereum receiving address for PYUSD. Keep the refund address on XRP Ledger; the payout address is not automatically a valid refund destination.

Sending XRP

Choose XRP Ledger using the Mainnet option shown in this directory. Follow the selected provider’s exact deposit instructions before sending. Copy the destination tag supplied by your receiving platform. The address alone may identify the platform’s shared account without identifying your individual deposit. Copy any memo or extra ID included with the provider’s deposit address.

For a standard self-custody transfer on XRP Ledger, allow for network fees in XRP in addition to the amount you send. Wallet sponsorship and exchange withdrawal charges can differ; check the sending wallet’s final fee.

Receiving PYUSD

Choose Ethereum mainnet in the wallet. Base, Arbitrum and OP Mainnet use separate balances even when the account address looks identical. Select the PYUSD network supported by your receiving wallet or service. A PayPal account identifier is not a blockchain receiving address for the provider’s on-chain payout. This listed PYUSD/ERC20 option has no separate memo field. If your destination requires additional instructions that this form cannot supply, choose another compatible destination before creating an order.

Refund address for this pair

Enter a refund address that accepts XRP on Mainnet. This listed asset has an extra-ID field; include the refund memo or extra ID, or explicitly enter 0 when your wallet requires none.

Swap the other direction: PYUSD to XRP

CROSS-CHAIN EXCHANGE

Make your move

Wallet to wallet

Provider privacy rating

ⓘ

You sendMainnet

Min. 3.829295 · Max. 1,196,654.38764674Ripple (Mainnet)

You receiveERC20

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Connecting to providers…PayPal USD (ERC20)

Recipient address PYUSD

Timing depends on the pair and provider ↗

INDEPENDENT EXCHANGE PROVIDERSConnecting…

SENDING ASSET

XRP on XRP Ledger

XRP is the native asset of the XRP Ledger. Custodial services often use destination tags to identify a customer within a shared receiving account.

Read the XRP network guide →

RECEIVING ASSET

PayPal USD on Ethereum

PYUSD is a dollar-referenced stablecoin issued by Paxos for PayPal. Tornado Swap lists separate Ethereum and Solana network options for this token.

Read the PYUSD network guide →

About this XRP / PYUSD route

Can I swap XRP on Mainnet to PYUSD on ERC20?

Both assets are listed in our coin directory. Enter your amount to request a live quote for this exact direction and network combination. A swap can proceed only when a provider returns a usable quote; liquidity, limits and rate types can change.

Which network fee applies when sending XRP?

What should I check before receiving PYUSD on Ethereum?

Select the PYUSD network supported by your receiving wallet or service. A PayPal account identifier is not a blockchain receiving address for the provider’s on-chain payout. This listed PYUSD/ERC20 option has no separate memo field. If your destination requires additional instructions that this form cannot supply, choose another compatible destination before creating an order.

How much PYUSD will I get for XRP?

Enter your XRP amount to see an approximate receive amount. Click Find the best route to compare providers. Floating rates can change before conversion; fixed quotes follow the selected provider’s terms.

Does a confirmed XRP deposit mean my PYUSD has arrived?

No. Deposit confirmation on XRP Ledger, provider processing and payout on Ethereum are separate steps. Use Track swap to see the order status, then check the PYUSD balance on the receiving network. A live quote or historical route check does not guarantee completion time.