Mainnet → ERC20

Swap XLM to USDT

Exchange XLM from Stellar into USDT on Ethereum. The provider waits for the XLM deposit before arranging the USDT payout on the destination network. Track those as separate transactions rather than using a sending-chain confirmation as proof of receipt.

Stellar (Mainnet) to Tether (ERC20)

You send: Stellar (Mainnet)XLM · Mainnet
You receive: Tether (ERC20)USDT · ERC20

Enter your amount to check live availability for XLM on Mainnet → USDT on ERC20. A provider quote is required before you can create a swap.

Address and network checks

Use the order’s Stellar deposit address for XLM, and your own Ethereum receiving address for USDT. Keep the refund address on Stellar; the payout address is not automatically a valid refund destination.

Sending XLM

Choose Stellar using the Mainnet option shown in this directory. Follow the selected provider’s exact deposit instructions before sending. Match the memo value and memo type requested by the receiving service. Native XLM is different from other assets issued on Stellar, which have their own issuers. Copy any memo or extra ID included with the provider’s deposit address.

For a standard self-custody transfer on Stellar, allow for network fees in XLM in addition to the amount you send. Wallet sponsorship and exchange withdrawal charges can differ; check the sending wallet’s final fee.

Receiving USDT

Choose Ethereum mainnet in the wallet. Base, Arbitrum and OP Mainnet use separate balances even when the account address looks identical. Match the USDT network and token supported by the receiving service. A USDT balance on one chain does not automatically appear on another, and a dollar reference does not guarantee the quoted exchange value. This listed USDT/ERC20 option has no separate memo field. If your destination requires additional instructions that this form cannot supply, choose another compatible destination before creating an order.

Refund address for this pair

Enter a refund address that accepts XLM on Mainnet. This listed asset has an extra-ID field; include the refund memo or extra ID, or explicitly enter 0 when your wallet requires none.

Swap the other direction: USDT to XLM

CROSS-CHAIN EXCHANGE

Make your move

Wallet to wallet

Provider privacy rating

ⓘ

You sendMainnet

Min. 27.472367 · Max. 8,585,114.49528818Stellar (Mainnet)

You receiveERC20

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Connecting to providers…Tether (ERC20)

Recipient address USDT

Timing depends on the pair and provider ↗

INDEPENDENT EXCHANGE PROVIDERSConnecting…

SENDING ASSET

Stellar on Stellar

XLM, also called lumens, is Stellar’s native asset. Exchanges may use transaction memos to assign incoming payments to the correct customer.

Read the XLM network guide →

RECEIVING ASSET

Tether USDt on Ethereum

USDt is Tether’s dollar-referenced token. The USDT ticker appears on several networks, each with its own token representation and transfer requirements.

Read the USDT network guide →

About this XLM / USDT route

Can I swap XLM on Mainnet to USDT on ERC20?

Both assets are listed in our coin directory. Enter your amount to request a live quote for this exact direction and network combination. A swap can proceed only when a provider returns a usable quote; liquidity, limits and rate types can change.

Which network fee applies when sending XLM?

What should I check before receiving USDT on Ethereum?

Match the USDT network and token supported by the receiving service. A USDT balance on one chain does not automatically appear on another, and a dollar reference does not guarantee the quoted exchange value. This listed USDT/ERC20 option has no separate memo field. If your destination requires additional instructions that this form cannot supply, choose another compatible destination before creating an order.

How much USDT will I get for XLM?

Enter your XLM amount to see an approximate receive amount. Click Find the best route to compare providers. Floating rates can change before conversion; fixed quotes follow the selected provider’s terms.

Does a confirmed XLM deposit mean my USDT has arrived?

No. Deposit confirmation on Stellar, provider processing and payout on Ethereum are separate steps. Use Track swap to see the order status, then check the USDT balance on the receiving network. A live quote or historical route check does not guarantee completion time.